Introduction Reports / Studies / Research Papers Videos Events Microfinance Organisations Microfinance NGOs Government Laws/Policies Publications Websites Messages posted by users Articles contributed by users News Articles ET: The year of microfinance bashing: Aug 17, 2006 Library of Articles related to Micro Finance LM: Look beyond profit, high growth, warns Sa-Dhan: December 01, 2011 LM: Can microfinance institutions lower their loan rates?: November 07, 2011 LM: The failure of a hopeful idea: October 14, 2011 LM: Focus on social objective, MFIs told: October 10, 2011 LM: Weighing growth, vulnerabilities: September 22, 2011 IE: MFIs can be regulated via four pillars of compliance: August 15, 2011 LM: Microfinance gets lending boost with RBI nod to crowdsourcing: August 16, 2011 DNA: For this microfinancier, it's Grameen Bank 2001 redux: 03rd August 2011 LM: How can we save India's MFI Industry?: August 01, 2011 LM: India’s oldest microfinance firm on the verge of closure: July 27, 2011 LM: India’s oldest microfinance firm on the verge of closure: July 27, 2011 IE: In new Bill, RBI can decide MFI margins: July 07, 2011 LM: Microfinance firms asked to be ‘fair’ to the poor: July 04, 2011 LM: Helping women gain financial independence: June 20, 2011 FE: Gujarat steps in to back microfinance for SHGs: June 05, 2011 LM: RBI should be the sole regulator for MFIs, says new Nabard chief: June 10, 2011 LM: RBI should be the sole regulator for MFIs, says new Nabard chief: June 10, 2011 BS: Microfinance learns the hard way: June 01, 2011 BS: Bhartiya Samruddhi to raise Rs 1,200 cr: May 18, 2011 DNA: Microfinance searches its soul: March 29, 2011 LM: No conflict of interest, will not give up role as lender, says Nabard: February 07, 2011 ET: The Poor as Puppets: January 31, 2011 LM: Protecting the poor, not MFIs: January 28, 2011 ET: Microfin cos have been neglecting the poor: January 24, 2011 LM: Microfinance: misunderstood, Malegamed: January 21, 2011 LM: Malegam panel recommendations not feasible, say microlenders: January 21, 2011 TOI: RBI panel moots tough norms for microfinance: January 20, 2011 HT: In the overall interest: January 19, 2011 IE: Use this microfinance mess to move ahead: December 03, 2011 LM: Macrotruths of microloans: December 30, 2010 LM: Abandoning scale for closer ties: December 30, 2010 The Hindus: 15 lakh MFI clients waiting for loans in Andhra Pradesh: December 25, 2010 Micro finance helping poor in rural Assam: December 20, 2010 FE: Microfinance takes a mega hit in AP: December 17, 2010 LM: Microfinance in India: An opportunity in crisis: December 24, 2010 LM:In the microfinance debate,we need to ask whether credit is correct 1st financialproduct for poor -December 23, 2010 FT: Microfinance isn't the 'silver bullet' to end poverty: December 16, 2010 LM: Grameen extends guarantee for MFIs to ensure bank finance: December 21, 2010 LM: Grameen extends guarantee for MFIs to ensure bank finance: December 21, 2010 IE: A neurology of microfinance: December 16, 2010 IE: The very future of microcredit in India is in danger, which is a shame for the country’s poor -December 15, 2010 TOI: Govt to review fund-raising by MFIs: December 13 , 2010 LM: An agenda for reinvention and reincarnation: December 13, 2010 DNA: Why microfinance is not half the villain it seems to be: December 09, 2010 LM: Financial inclusion 2.0: December 08, 2010 TOI: Licence raj could kill microcredit: December 05, 2010 IE: Microfinance, macro effects: December 03, 2010 LM: Sa-Dhan to toe govt line, seeks to cap MFI lending rate at 24%: December 02, 2010 DNA: The good, the bad and the ugly of the microfinance sector: November 30, 2010 The Hindu: RBI asks banks to fund self-help groups directly: November 28, 2010 DNA: A Nabard project kickstarted India’s microfinance story, and how: November 30, 2010 DNA: Union Bank throws gauntlet with 10% microfinance loans: November 23, 2010 BS: Black swan in micro-finance: November 23, 2010 TOI: MFIs ratings now under scanner: November 23, 2010 IE: Help microfinance, don’t kill it: November 26, 2010 DNA: Ordinances and fatwas can’t shoo away the microfinance spectre: November 26, 2010 LM: Nabard is equipped to take responsibility for MFIs: November 25 , 2010 LM: Banks join to audit books of key MFIs: November 25, 2010 LM: Responsible micro-lending has a long road to travel, says study: November 25, 2010 DNA: Microfinance developments: Let good economics and sound regulation be good politics: Nov 24, 10 HT: MFIs are worse than moneylenders: November 23, 2010 LM: MFIs need to alter business model: November 22, 2010 LM: The death of a sunrise industry?: November 19, 2010 HT: India’s micro vision: November 18, 2010 LM: Rating agencies sound caution on microfinance institutions: November 17, 2010 LM: SKS plans to cut rates to 24% across all states: November 09, 2010 BS: A man with a mission to manage microfinance: November 10, 2010 BS: AP suicides raise questions on MFI model: November 10, 2010 HT: Corrective steps on microfinance: November 08, 2010 LM: Getting regulation right: November 03, 2010 TOI: 50 per cent of rural poor in MFI clutches: October 31, 2010 LM: Big concerns over small loans: November 02, 2010 IE: Finding the right regulatory touch for microfinance institutions: November 01, 2010 DNA: MFIs are making profits at the expense of the poorest people: November 01, 2010 LM: First reform, then regulate: November 01, 2010 LM: Can Microfinance firms lower their interest rates?: November 01, 2010 Tehelka: MFIs are loan sharks, not saviours of the poor: October 30, 2010 IE: Reserve Bank tightens screw on banks to discipline MFIs: October 28, 2010 HT: The usefulness of microfinance is unquestionable: October 28, 2010 ET: Changing colour of money lending: October 27, 2010 IE: Rating agency puts MFIs under credit alert: October 26, 2010 ET: Microfinance to get a regulator in Nabard: October 25, 2010 IE: Populism is wrong way to address concerns about microfinance: October 25, 2010 DNA: Protect poor from pro-poor financiers: October 21, 2010 ET: Lending to the poor is now big biz for the rich: October 18, 2010 ET: Microfinance, macro problems?: October 19, 2010 BS: Rework the MFI model: October 19, 2010 TOI: MFI employees agents of suicide: October 20, 2010 IE: Post-suicides, SKS Microfinance willing to cut loan rates: October 19, 2010 IE: MFI interest rate on loans likely to be capped at around 24 pc: October 18, 2010 TOI: The Ugly Underbelly Of Microfinance: October 18, 2010 LM: Bandhan plans to play bank to smaller MFIs, lend them money: October 13, 2010 TOI: Micro finance fairytale turns sour in Andhra: October 13, 2010 LM: The right questions on microfinance: October 12, 2010 ET: Sidbi lines up 350 cr for Bandhans women: October 06, 2010 LM: Staterun banks ask MFIs to lower rates: October 04, 2010 BS: Big is beautiful in microfinance: September 29, 2010 LM: Microfinance's tangled story: September 24, 2010 ET: Banks may find it tough to ensure microfinance companies don’t charge high rates: Sept 22, 2010 The Hindu: Microfinance deployed in developed world too: September 22, 2010 ET: Banks told to ensure MFIs cap interest on lendings at 24%: September 20, 2010 ET: Financial inclusion: Game changer for urban renewal: September 20, 2010 LM: Allow banks to compete with MFIs: September 20, 2010 ET: Microfin cos likely to lose access to cheap funds from banks: September 08, 2010 ET: MFI apex body wants lenders to cut rates: September 01, 2010 ET: Goodbye, microfinance: August 12, 2010 IE: Microfight - Can microlenders serve shareholders and the poor?: August 05, 2010 ET: Microfinance - the banks of the future?: August 01, 2010 ET: Micro finance sector represents good investment opportunity: July 30, 2010 ET: Business must target social & development of rural area for its success: July 25, 2010 FT: Fund to help the poor as it reaps rich returns: July 21, 2010 DNA: SKS Microfinance pitches 'social factor' to woo investors: July 21, 2010 The Hindu: Micro finance: whether a charitable activity?: July 19, 2010 DNA: FMCGs, telcos find a Godsent ally in microfinanciers: July 15, 2010 ET: Financial wizards see big career growth in MFIs: July 12, 2010 ET: World Bank to lend $407 mn for microfinance, quality stats: July 09, 2010 LM: Banks should charge less than 10% while lending to microfinance institutions: July 09, 2010 HT: Decoding microfinance: July 06, 2010 LM: Banks should charge less than 10% while lending to microfinance institutions: July 08, 2010 DNA: It is not possible to decrease microfinance rates as of now: July 08, 2010 Nokia to micro-finance handsets: July 05, 2010 ET: Creating competition the only solution for financial inclusion: July 05, 2010 BS: Ombudsmen to aid in making MFIs transparent: July 05, 2010 BS: MFIN to appoint four regional ombudsmen: July 04, 2010 ET: SBI opens specialised micro-fin branch in Dharavi: July 02, 2010 ET: MFIs as engine of inclusive growth: June 28, 2010 ET: MFIs attract executives from other sectors: June 24, 2010 Bharti Axa General Insurance ties up for micro finance: June 24, 2010 Microfinance: Risky and Expensive: June 23, 2010 ET: Aditya Birla Finance enters microfinance business: June 17, 2010 Janta Provides Microfinance Loans for India’s Kids: June 17, 2010 Micro finance has developed beyond just providing loans: June 17, 2010 DNA: Spread of microfinance evokes risks of subprime in the East: June 16, 2010 BS: Microfinance's hour of reckoning: June 09, 2010 LM: Regulation is necessary for a growing, complex sector such as microfinance: June 8, 2010 BS:The MFI network & its code of conduct are aimed at taking microfinance to 100mn householdsby 2050 -June 6, 2010 FT: Food & microfinance: Helping farmers reap rewards: June 02, 2010 ET: AP, Kerala govts seek to regulate NBFCs, MFIs: 1 Jun, 2010 LM: Borrowers now find small loans too expensive: Apr 14, 2010 LM: MFIs spur toilet construction with loans at low interest rates: April 19, 2010 FE: Microfinance does not help the poor escape poverty: May 25, 2010 ET: We hope to have 1 million microfinance clients in 2 yrs: May 18, 2010 BS: Truant microfinance companies to be taken to task: May 18, 2010 ET: SIDBI disbursement of Rs 420 crore benefits 14,744 units: May 15, 2010 LM: MFIs want to start micro-bank business: May 11, 2010 LM: Farm loans to banks by microfinance firms see big spurt: April 12, 2010 ET: MFIs need to introspect more: April 30, 2010 HT: Microfinance has lost its halo: May 04, 2010 ET: Bandhan slashes lending rate to 19.1%: May 04, 2010 ET: MFIs need to get grassroot act right: April 27, 2010 FE: Needing Rs 20k cr, microfin cos eye IPOs: April 23, 2010 ET: Utkarsh is the first MFI in India to get funding from IFC: April 23, 2010 DNA: Microfinance rates soon a click away: April 23, 2010 LM: MFIN code shows cracks within ranks: April 28, 2010 ET: Macro Challenges Of Micro Lenders: April 28, 2010 BS: Micro-finance institutions: Pay more for less hassle: May 04, 2010 The Hindu: Micro-finance, a success story: April 30, 2010 Need to set up govt-owned micro finance institutions: April 25, 2010 BS: A rural women's university is pioneering an effort to teach microfinance: April 18, 2010 How lessons in micro-finance can help the poor: April 19, 2010 ET: Micro-insurance has great potential: April 17, 2010 BS: Profiting from poverty? Microfinance IPO sparks debate: April 11, 2010 BS: Post public issues, MFIs with PE investments set for rejig: April 09, 2010 BS: VimoSEWA assists Namibia develop microinsurance: April 09, 2010 ET: Profiting from poverty? Microfinance IPO sparks debate: April 09, 2010 DNA: As microfinance grows, so does the need for better regulation: March 17, 2010 HT: Job boom in micro finance: March 30, 2010 FT: The class is not always greener: April 05, 2010 What Makes a Sector Attractive to PE Investors?: April 05, 2010 LM: Sage Capital invests Rs100 cr for stake in John Energy: April 02, 2010 BS: CLSA Capital Partners invests $24 mn in Chennai microfinance co: April 02, 2010 Money Control: The hazards of microfinance business: March 30, 2010 LM: The business of microfinance: March 29, 2010 Prof Yunus for fixing MFIs’ interest rate: March 18, 2010 ET: Cibil in pact with 31 leading MFIs to set up credit bureau: March 18, 2010 HT: Small loans boon for urban poor: March 16, 2010 DNA: Microfinance loans double, cross Rs11k cr: March 16, 2010 DNA: Microfinance now seeks to tap the loaded gentry: March 15, 2010 ET: Gold rush over for microfinance: March 08, 2010 ET: Conflict of Interest: March 08, 2010 BS: Microfinance grapples with success: March 03, 2010 TOI: Microcredit institutions to double as rural banks: January 18, 2010 LM: Bandhan sells 11% stake to Sidbi for Rs50 crore: December 24, 2009 LM: Investors happy as microfinance lenders discipline growth: January 13, 2010 LM: Size does matter when it comes to microfinance: December 11, 2009 IFC eyes investment in micro finance start-up in Varanasi -By Sanjay Vijay Kumar Nov 15 2009 , Chennai microfinance start-up that has launched operations in Microfinance: IFC signs deal with Belstar -Headed by SS Swaminathan, it is the microfinance delivery arm of Hand in Hand, an Indian non-governm Opinion Poll brings forth key trends of Indian Microfinance -Microfinance Focus, Nov. 2, 2009: Microfinance Focus conducted an opinion poll during the Microfinan No takeover plans for L&T Microfinance: Dinanath Dubhashi -L&T Microfinance implements CSR projects in the villages in which it is operating. We have provided Indian microfinance records 30% growth: State of the Sector report -Microfinance Focus, Oct. 26, 2009: India's Microfinance institutions reached 76.6 million against Bandhan, Vijay Mahajan given Microfinance India Awards -By Naagesh Naaraayana Microfinance Focus, Oct. 26, 2009: India's microfinance icon Vijay Mahajan IFC to issue first bond for microfinance programs -It is the first time that the IFC will issue a bond to raise money to lend to commercially viable SIDBI provides Rs.1 billion to Equitas Microfinance -Microfinance Focus, Oct. 15, 2009: Chennai-based microfinance institution Equitas Micro Finance Indi Pension funds turn to low-risk microfinance -By Kate Burgess Microfinance – where financial institutions back tiny start-ups and would-be entrepr Inclusion of Dalits in Micro Finance Cooperatives in Nepal -By Man Bahadur BK Kathmandu, Nepal: Introduction: Micro-finance, a mixed financial product of financ India at 4 in IFC-sponsored Global Index on Microfinance -Microfinance Focus, Oct. 5, 2009: A new report on microfinance sponsored by International Finance Co LM: VCs wake up to risks in microfinance funding: September 01, 2009 ET: Starting a microfinance business and don’t know where to begin?: January 30, 2009 LM: Big microfinance firms taking over clients of smaller players: November 25, 2008 DNA: A micro initiative with a macro objective: October 15, 2008 LM: MICROFINANCE - The two colours of money: August 08, 2008 BS: MFIs turn to the cities: July 23, 2008 Microfinance Focus - March 2008 issue -Contributed by Vikash Kumar, Microfinance Focus LM: Mobius Strip - Innovation for inclusion: April 24, 2008 LM: NGOs struggle as they venture into microfinance: April 21, 2008 BS: Microfinance institute Chandra Shekhar Ghosh, CEO, Bandhan: April 15, 2008 BS: A portal that lures the Mohammed Younus in you: April 08, 2008 LM: Microcredit raises hopes for widows in Vidarbha: April 03, 2008 BS: MFI sun rising in the east: April 01, 2006 IE: Microfinance is less important than macro results: March 11, 2008 ET: Inclusive growth via SHGs & telcos: March 10, 2008 Live Mint : There is too much hype about micro-finance: Oct 11,2007 ET : Global Investors Line up for Microfinance Pie : May 25, 2007 -Nature of India's rural economy forces foreign investors to route funds through microfinance firms. ET : Aid Donors Have Shown Microfinance Can Work : Mar 30, 2007 -Microfinance is a promising way to get credit to parts of the economy that are starved of capital. ET : India's Microfinance Institutions Seem to Have Stood the Test of Time : Apr 7, 2007 -In the coming days, micro finance must grow out of being just micro credit. BS : Development Credit Bank (DCB) to Ramp up Microfinance : Apr 10, 2007 -DCB is all set to go rural after achieving the priority sector lending target in 2007-08. LM : Small Industries Development Bank of India (Sidbi) to Invest in Microfinance Firms: Apr 2, 2007 -Sidbi plans to create a corpus of Rs50 crore exclusively for investment in micro finance. LM : ABN Amro Bank NV Comes up with New Microfinance Initiative : Apr 6, 2007 -The bank wants to reach out to one million small borrowers in India in the next two years. 10 Years of World Bank Support for Microcredit in Bangladesh -Since 1996, the World Bank has reached more than 6 million poor in Bangladesh through microfinance News: ET: Is micro-credit too costly?- Date:Sep 15, 2006 -FAC E- O F F- Publication:Economic Times Mumbai- Page Number:14 Micro-financing: Nov 4, 2006: ET,Mumbai: MFIs in Andhra should cooperate with the state mobilization -Andhra's MFIs are not the representative of the shining ideals of Yunus Micro-financing: Nov 3, 2006: Economic Times,Mumbai: Creating value for the world's poorest citizens -You have more loans going to poor people on the ground, helping them build more profitable business Micro-financing : Oct 17, 2006: News: Economic Times, Mumbai: Micro-financing has a long way to go -Barely 31% of the Indian population have bank accounts. Microcredit : Oct 16, 2006: News: TOI, Mumbai: Microcredit helps beat poverty -Few questions and answers regarding Microcredit