It becomes a normal practice to spend some time for getting changes thus wasting lots of times and efforts.  The small changes in the market disappearing fast.  It makes most of the people very difficult for their day to day needs.  People are getting unnecessary quarrels for the sake of changes, both vendors and customers facing similar uphill task.  People are reluctant to approach the bank, because they try to push almost all the soiled notes to the needy customers.  Bank not ready to exchange the soil notes which facing lots of problems. On the other hand, banks are luctant to accept the soiled notes.  So far RBI have doing nothing on this issue in improving money supply which is below 100 Rs. and a small percentage of inflation also brought under control.  RBI have not serious in withdrawing soiled notes and improving money supply and give necessary direction to bank to collect all the soiled notes and remit to the RBI.  Even exchanging soiled notes a big business for some traders. They take commission in exchange of soiled note.  RBI Governor and Govt. of India need a serious look in this issue. 

Other problem is that people fear to accept Rs.500s and Rs.1000s note, due to large number of fake notes. Even Rs.100s note there is some fake circulation, which is very difficult to identify the commoners. Govt. need a serious look on this issue and appropriate remedy should be done in the interest of public at large.