Community Health Insurance | www.karmayog.org

Messages posted by users
- Site visitors have posted their messages here, please respond to their messages
- Post your messages -Karmayog offers you an online space where you can discuss, invite feedback and get support.
Articles contributed by users
- Site visitors are invited to post their articles directly here -Procedure to post articles, documents, photographs, etc. is given here
- BSNL's Accident Insurance - Just a gimmick? -Looking at the tardy implementation of BSNL's Accident Insurance scheme, doubts arise if it is all j
Community Health Insurance
- Articles
  - Micro-Insurance : Extending Health Insurance to the Excluded -By Social Security Department, ILO (Planning, Development and Standards Branch)
  - Ashwini Group Insurance Scheme -Objective of the insurance scheme is to break the financial barrier of the adivasi families. (doc)
  - Community Health Insurance - Some issues in Group formation : K.R Nayar (JNU) -Women members can play an effective role in mobilization and maintain solidarity. (pdf)
  - What is Microinsurance? - USAID -Short notes exploring exciting new expansion of access to financial services. (pdf)
  - India: An Inventory of Micro Insurance Schemes -Geneva, ILO, Strategies and Tools against social Exclusion and Poverty (STEP) Programme, 2005 (pdf)
  - Insurance Products Provided by Insurance Companies to the Disadvantaged Groups in India -The study was conducted under the aegis of the ILO’s STEP programme. (pdf)
  - Health Financing : Protecting the Poor -Paper presented at the IAPSM conference at PGI, Chandigarh, March 2004 (pdf)
  - Community Insurance for Health Background, Initiatives etc : -India has one of the highest proportions of private health financing, almost 82%. (pdf)
  - Does community health insurance increase access to health care for the poor? : Sep 2005 -Indian Evidences are taken for the analysis. (pdf)
  - Protecting against catastrophic health expenditure : Sep 2005 -The role of community health insurance in India. (pdf)
  - Community health insurance – can we learn from them? : April 28, 2006
  - Comprehensive Accident & Health Insurance Scheme for BPL Families -Launched by Govt. of Kerala
- CHI in Other Countries
  - Exploring the Perceptions of Ultra Poor for Low Utilization of Micro-health Insurance Schemes -Independent study report submitted in partial fulfillment for the degree of Masters of Public Health (doc)
  - Health Care Microinsurance - Case studies from Uganda, Tanzania, India and Cambodia -Community-based insurers have volunteer management requiring significant training. (doc)
  - Health Insurance for the Informal Sector in Africa -Design Features, Risk Protection, and Resource Mobilization (pdf)
  - Effectiveness of Community Health Financing in Meeting the Cost of Illness -Bulletin of the World Health Organization 2002. (pdf)
- CHI Schemes
  - Medical Aid Plan of Voluntary Health Services – Chennai - by Dr. N. Devadasan, VHS Team -Voluntary Health Services (VHS) is an NGO for underprivileged in rural and slum areas. (pdf)
  - Women organizing for social protection - SEWA's Integrated Insurance Scheme : 2001 -Several international declarations and conventions claim social protection as a universal right. (pdf)
  - Health Insurance for Informal Sector - Case Study of Gujarat : Sep 30, 2000 -This pilot study explores the availability of health insurance coverage for the poor. (pdf)
  - Mediclaim & GPA Policy For The Urban Poor : ICICI Lombard -On Urban Employment & Poverty Alleviation (pdf)
  - The feasibility of a Community Based Health Insurance (CBHI) at Wayanad, Kerala -80% of all outpatients and about 40-60% of all inpatients use the private health care facilities. (pdf)
  - Mutual insurance - Development of Humane Action (DHAN)'s Experience -Genesis and evolution of insurance in DHAN’s micro-finance programmes (pdf)
  - Community-Based Schemes - Ashwini Case Study 2005 by Saliya Kanathigoda -90 % of the whole population still do not benefit from any kind of social protection in India. (pdf)
  - Mitra Community Health Insurance Project : A Status Report as of 30th September 2006 (pdf)
  - Yeshasvini Trust, Karnataka : 2005 -A write up on the famous Yeshasvini scheme. (pdf)
  - Karuna Trust, Karnataka : 2005 -A write up on the Karuna Trust from CGAP (pdf)
  - Medical Aid Plan of Voluntary Health Services –Chennai : 1972 -Provider based CHI scheme working in the rural areas, near Chennai. (pdf)
  - The Jawar Health Assurance Scheme : 1979 -This is a provider based CHI scheme protecting farmers in Wardha district of Maharashtra. (pdf)
  - The ACCORD – AMS – ASHWINI Health Insurance : Operational since 1992 -This is a provider based CHI scheme in Gudalur, Tamil Nadu. (pdf)
- Important Links
- Microfinance and CHI
  - Self Employed Women's Association (SEWA) : Experience in Providing Micro-Insurance Services to Poor -Paper prepared for the Global Microcredit Summit 2006 (pdf)
  - Expanding Impact - Innovations in Cost-effectively Integrating Microfinance with Education in Health -The ultimate goal of microfinance is to contribute to human development of a country. (pdf)
  - Mutual Health Organizations and Micro-entrepreneurs Associations' Guide : 2001 -The fundamental principles are of insurance, participation and solidarity. (pdf)
  - Micro-Finance in the new economy -India’s Experience -In India, microFinance scene is dominated by Self Help Groups (SHGs) - Banks linkage Programme. (doc)
  - Microfinance in India : An Overview -NABARD aims at facilitating sustained access to financial services for the unreached poor. (doc)
  - Impact Assessment of Microfinance in India : August 2003 -Interim findings from a national study of MFIs in India (pdf)
  - Grameen Foundation USA : Annual Report 2003 -Empowering the world’s poorest people to lift themselves out of poverty. (pdf)
- Newsletters
  - Micro-Health Insurance Update : Oct 2005 -Strengthening Micro-Health Insurance Units for the Poor in India. (pdf)
  - Community Health Insurance Network - January 2006 -Brief reports about national and international conferences as well as some relevant publications.
  - Community Health Insurance Network - March 2005 -IRDA workshop on "Regulation of micro-insurance schemes in India".
  - Community Health Insurance Network - December 2004 -Report of the Conference on Health Insurance and Financing, New Delhi, 16-17 October 2004.
  - Community Health Insurance Network - September 2004 -Concepts of Community Health Insurance and some links to useful websites.
- Policy Papers
  - Micro-Insurance Regulation 2005 -Discussion on Micro-Insurance regulations as notified by the IRDA and analyzation of clauses. (doc)
  - Microinsurance Resource Center in India - Preliminary Inputs and Concept Notes -BearingPoint, Inc.'s initiated dialogues with several microinsurance stakeholders in the country. (doc)
  - Community based Health Insurance Schemes in Developing Countries : January 2003 -Health financing via general taxation or via social health insurance are powerful methods. (doc)
  - Position paper on Micro Health Insurance for the Poor in India : New Delhi, 7 June 2005 -Commercial health insurance is expensive and responds to the needs of middle class urban clients. (pdf)
  - Guidelines for Market Research on the Demand for Microinsurance : June 2006 -The demand for microinsurance grows out of the risks and risk management strategies. (pdf)
  - Insurance Regulatory & Development Authority (Micro-Insurance) Regulations 2005 -Any violation of code of conduct will lead to termination of job for the agents. (pdf)
  - Role of Health Insurance and Community Financing in Funding Immunization -This paper was prepared for the Financing Task Force of the Global Alliance (pdf)
  - Concept Paper on Need for Developing Micro-Insurance in India : August 18, 2004 -Objective and salient features of the proposed “micro-insurance” regulations inviting comments. (pdf)
- Publications
  - Community based Health Insurance Schemes in Developing Countries : by Guy Carrin : 2003 -Information on facts, problems and perspectives faced by developing countries. (pdf)
  - Unmet Health Needs of Two Billion : Is Community Financing a Solution? : Sep 2001 -Many countries do not spend enough for health care of their rural residents and urban poor. (pdf)
  - Performance Indicators for Microinsurance Practitioners : Workshop Report, Luxembourg : Oct 2006 -The strength of a microfi nance institution is often based on its close relationship with clients. (pdf)
  - Effective Micro-Insurance Programs to Reduce Vulnerability : by Richard Leftley and Shadreck Mapfumo -Any financial service to the poor must start with an understanding of client demand. (pdf)
  - Planning and Implementing Health Insurance Programmes in India : An Operational Guide : June 2006 -Capacity to design, implement and monitor a health insurance programme is currently limited in India (pdf)
  - Hedging The Health of The Poor : The Case for Community Financing in India -by Anil Gumber: Sep 2001 -The paper examines in detail the determinants of enrollment in the community-based financing scheme. (pdf)
  - Health insurance benefit packages prioritized by low-income clients in India : December 2006 -Industry design different insurance products for the poor, ignoring perceived priorities of clients. (pdf)
  - Health Insurance for the Poor : Myths and Realities : Economic and Political Weekly Nov 4, 2006 -Most Indians are willing to pay 1.35 per cent of income or more for health insurance : (pdf)
  - Health Financing for Poor People : Resource Mobilization and Risk Sharing -Edited by Alexander S. Preker and Guy Carrin (pdf)
  - The landscape of community health insurance in India : An overview based on 10 case studies -More than 80% of health care expenditure is borne by individual households. (pdf)
  - Community Involvement in Health Care Financing by Melitta Jakab and Chitra Krishnan : Sep 2001 -A Survey of the Literature on the Impacts, Strengths, and Weaknesses (pdf)
  - An introduction to Health Insurance for Low Income Countries : Health Systems Resource Centre -Information on types of health insurance and comparison with other funding mechanisms (pdf)
  - Are the Poor Too Poor to Demand Health Insurance? : Journal of Microfinance -By Rajeev Ahuja and Johannes Jütting (pdf)
  - Community Health Insurance in India - An Overview -Economic and Political Weekly July 10, 2004 (pdf)
  - Health Care Financing for the Poor - Community-based Health Insurance Schemes in Gujarat -Economic and Political Weekly : Sep 17, 2005 (pdf)
- Social Re-insurance
  - Pro-Poor Health Insurance in the Informal Economy - Mission and vision -The major activity planned is to operate a reinsurance plan, called Social Re. (doc)
  - Social Reinsurance : A New Approach to Sustainable Community - Health Financing -Rich-Poor Differences in Health Care Financing (pdf)
  - Sources of Financial Instability of Community-Based Health Insurance Schemes -On How Could Social Reinsurance Help. (pdf)
  - Social reinsurance - A new approach to sustainable community health financing -Idea is to enhance existing community institutions to organise access to basic health care. (pdf)
- Working Papers
  - Health, Nutrition and Population (HNP) Discussion -Assessing the Reach of Three SEWA Health Services among the poor (pdf)
  - Health Insurance For The Poor In India : An Analytical Study : June 2005 -By Rajeev Ahuja (pdf)
Data & Statistics
Health
- Articles
- Policy Papers
  - Recommendations of Task groups (doc)
  - Record of consultation on NRHM Feb 2005
Health Financing
- Articles
- Important Links
- Publications
  - An Examination of the Relationship Between Health and Economic Growth : Sep 2006 -Good health is an asset that allows poor households to emerge from poverty. (pdf)
  - Role of Contracting in Improving Health Systems Performance : 2004 -People's health has improved considerably in the course of the twentieth century. (pdf)
  - Medical Savings Accounts: Lessons Learned from Limited International Experience : 2002 -MSAs create proper incentives for wise health care purchasing decisions. (pdf)
  - Clarifying efficiency-equity tradeoffs through explicit criteria : 2004 -Prioritization in health interventions can be rationalised by use of clearly defined criteria. (pdf)
  - Statutory packages of health care alongside voluntary insurance: Feb 2005 -What treatments should be covered? (pdf)
  - A middle way for rationing healthcare resources : by Rudolf Klein : 2005 -Technical analysis is indispensable but only the start. (pdf)
  - Pay and Non-Pay Incentives, Performance and Motivation -Prepared for WHO’s December 2000 Global Health Workforce Strategy Group, Geneva (pdf)
  - Estimates Of National Health Accounts (NHA) for 1997 -An Accounting Approach to the Production Flows in the Health System. (pdf)
  - National Health Accounts in Developing Countries: October 23, 1996 -On Appropriate Methods and Recent Applications (pdf)
  - The Application of the National Health Accounts Framework to HIV / AIDS in Rwanda : Feb 2001 -On Challenges, shortcomings, and successes of HIV/AIDS funding in Rwanda (pdf)
  - Investing in Health - A Summary of the Findings of the Commission on Macroeconomics and Health -The Commission’s mandate was to examine the links between health and macroeconomic issues. (pdf)
  - Health Economics in Development by Philip Musgrove -What Is the Minimum a Doctor Should Know about Health Economics? (pdf)
  - Equity and the Economic Evaluation of Healthcare - March 2001 -Evaluations in Healthcare decisions is yet very limited. (pdf)
  - Understanding Cost Effectiveness: A Detailed Review -An examination and review of the basic principles of one of the more widely employed forms. (pdf)
  - Consumer-led Demand Side Financing for Health and Education : An International Review - May 2003 -Supply subsidies for health & education services often fail to reach most vulnerable in a community. (pdf)
  - Generalized Cost-effectiveness Analysis - An Aid to Decision Making in Health -There is ample evidence of existing inefficiencies in health everywhere. (pdf)
  - Iatrogenic poverty - Tropical Medicine and International Health -July 2003 (pdf)
Health Insurance
- Articles
  - ET: Insurance policies to be available at post offices: October 17, 2010
  - FE: Health Insurance: a fruit always in season: April 13, 2008
  - Slum-dwellers run a health insurance fund : Oct 15th 07
  - Compilation of Insurance schemes : 2001 -Available with the four nationalised insurance companies in India suitable to poor families. (doc)
  - Health Insurance Scenario in India : by Peter Berman & Rajeev Ahuja : 2005 -Health Insurance in India covers cross section of population. (pdf)
  - Health Insurance in India : Current Scenario : 2003 -HIV / AIDS has of late assumed extremely virulent proportions. (pdf)
  - Cashless transaction and receivables management - by Dr Biswendu Bardhan & Dr Aanshu Sharma -In few hospitals the outstanding bill from cashless transaction has crossed crore of rupees.
  - Third Party Administrators - Theory and practice : July 10, 2004 -This paper attempts to understand the role of TPAs.
- Important Links
- Policy Papers
- Publications
  - Regulation Private health insurance to Serve the Public Interest : 2005 -Policy Issues for Developing Countries (pdf)
  - Private Health Insurance : Implications for Developing Countries : 2004 -Review on international experiences showing significance of private health insurance. (pdf)
  - Health Insurance in India - Prognosis and Prospectus : 2000 -The paper attempts to review a variety of health insurance systems in India. (pdf)
  - Health Insurance in India - The emerging paradigms : 2002 -A seminar report on the Emerging Issues in the Indian Insurance Sector. (pdf)
  - Health Insurance: Beyond a Piecemeal Approach : 2006 -Parallel schemes run on public money can only introduce inefficiencies and wastage into the system. (pdf)
  - The Financial Impact of Formal Health Insurance Schemes: Evidence from Uganda -Financial consequences are severe in the short and the long-term. (pdf)
  - Operating for Value in Insurance : Sep 2006 -Many insurers are already considering new operating models. (pdf)
  - How Adverse Selection Affects the Health Insurance Market -Insurance companies anticipate this purchasing behavior and devise contract offers. (pdf)
  - Access to Financing: A Constraint to Private Health-Sector Development -Is access to finance a constraint to the development of the private health sector? (pdf)
  - Assessing Private Health Insurance in India - Potential Impacts and Regulatory Issues -Economic and Political Weekly : Feb 9, 2002 (pdf)
- Re-insurance
Meetings / Events / Workshops / Conferences
- India
  - Mumbai
    - Microinsurance Conference 2007 - Nov. 13 -15 : General Information and Details -This event is the third international Microinsurance Conference
    - 13–15 November 2007 : Microinsurance Conference 2007 : Call for Session Proposals
    - Insurance Summit 2007: "Insurance Industry – Looking into the Kaleidoscope" -on 18th January, 2007 at Taj President, Mumbai (pdf)
NGOs & Organizations
- International
- National
Social Health Insurance
- Articles
  - Social Security for Unorganized Workers in Karnataka -A large proportion of these workers is poor, illiterate, vulnerable and isolated. (pdf)
- Important Links
- Policy Papers
  - Reaching universal coverage via social health insurance : 2004 -Key design features in the transition period. (pdf)
  - Tax-Based Financing for Health Systems: Options and Experiences : 2004 -Out-of-pocket spending is the most frequent way to pay for health services. (pdf)
  - Sustainable Health Financing, Universal Coverage and Social Health Insurance : April 2005 -The transition to universal coverage may take several years, even several decades. (pdf)
  - Sustainable health financing, universal coverage and social health insurance : May 2005 -Some countries have recently been recipients of large inflows of external funding for health. (pdf)
  - Towards Universal Health Care Coverage : July 2000 -A Goal-oriented Framework for Policy Analysis. (pdf)
- Publications

	Get involved in YOUR city and locality	Last updated on - Tuesday, October 19, 2010
	Kaho, Karo, ya Karwao	Home \| In Hindi\| About Us \| Sitemap \| Search \| Contact Us

Your Comment